Card terminals, virtual terminals, online payments

We are experts in merchant services. We’re here to help your business grow by significantly reducing your card processing charges.

Approximately 70% of business owners we speak to have never compared merchant services rates.

We can simply dive in and compare your existing charges against those that we can procure. We’ll send you a transparent summary of any savings we uncover – free of charge.

It’s a Win Win!

New to cards? We can set you up with a merchant account – in a matter of hours.

What we offer

  • Cost analysis and review of your merchant services statements: no-fee, no-obligation
  • Card Machines: Countertop, Portable, Mobile
  • Terminals: Integrated, Virtual
  • Multi-site specialists
  • Terminal care packages
  • Administrative: Dispute & query resolution, invoice verification, renewal management
  • Payment Solutions: E-Commerce online payments, phone payments, integrated payments, Pay by Link, Apple & Google Pay
  • Same day settlement
  • Dedicated online portal
  • Merchant cash advance
  • Payment gateway

Card terminals

Delivering leading technology to local business

Case Studies

The Ferry Inn

The Ferry Inn is a beautiful, historic and welcoming pub/restaurant in the picturesque village of Saint Dogmaels, Pembrokeshire.

The Market Garden

The Market Garden is a top-quality florist located in Cardiff, Wales. They offer a professional, quality service for all your floral requirements, for love, celebrations, and for sympathy.

Do you require a stand alone card terminal, virtual terminal or wish to set up an online e-commerce account?

Business Sense can help and advise on the best solution for your business

Did you know?

Taking payments over the phone and processing it through a standalone terminal? You’re charged a higher rate. This is called CNP (Customer Not Present). This can be as much as 0.05% on top of your standard charge for customer present transactions, and can have significant impacts on your monthly charges. Check the additional charges on your monthly statement (usually on the bottom under Card Not Present)

Are you aware of any hidden charges? Another factor to consider when choosing a merchant account are the charges for PCI DSS (payment card industry data security standards).

Are you PCI compliant? For the majority of merchant accounts, you’re required to complete an annual online PCI self-assessment. Otherwise, your acquiring bank will issue a PCI non-compliance fee (as much as £35 a month!) Business Sense advise on how to complete this and give due date reminders, to avoid any unnecessary fees.

Any questions? Call 01656 720999. We can advise on how to cut out these additional charges. 

Liz Baker

The Ferry Inn, St Dogmaels

I would have no hesitation in recommending this company to any other business who wishes to review the costs of their card services and save money.”

Kevin Wykes

Former Ops Director, Dr Organic

“To help me cut through confusion and reduce number of calls received I commissioned Business Sense to help source our energy supply.  They carried out the project with speed and efficiency and found us a 100% renewables supplier at a great price.  I fully recommend them.”

Jonathan Thomas

Cadwgan Building Preservation Trust

Business Sense provide a professional and personable service and have helped us ensure we have the most competitive and suitable utilities contract possible, helping us make significant savings along the way. This is achieved by their desire to understand your business and how it works to provide you with the best package possible as well as then regularly following up to make sure that any issues encountered are dealt with quickly and efficiently.

Send us a message or give us a call to find out how we can help your business

01656 720999

Open early until late

Address: 5 Gull Hollow, Broadlands, Bridgend, CF31 5BQ, Wales